Loan Against Property

Unlock the potential of your property and turn it into a powerful financial resource.

Our Loan Against Property solutions provide substantial financing for business expansion, personal goals, education, or medical needs — all while you retain ownership of your property.

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A Loan Against Property (LAP) allows you to leverage your residential or commercial property to access high-value funds at attractive interest rates — ideal for business needs, personal goals, investments, or emergencies.

Why Choose Our Loan Against Property?

Our LAP solutions offer flexibility, security, and ease to help you unlock maximum value from your property.

High Loan Amounts

Borrow higher amounts compared to personal loans, backed by your property's market value.

Competitive Interest Rates

Benefit from lower interest rates compared to unsecured loans, making EMI affordable.

Flexible Tenure

Choose repayment periods that align with your long-term financial plans.

Quick Processing & Disbursement

Smooth and transparent verification ensures fast approval and fund release.

Types of Loan Against Property

Choose from our wide range of LAP solutions designed for your unique needs:

Residential Property Loan

Use your residential property as collateral for personal or business funding needs.

High Value

Commercial Property Loan

Leverage commercial properties to secure funds for expansion or working capital.

Business Focused

Top-up Loan

Existing LAP customers can avail additional funds without altering their current structure.

Extra Funds

Eligibility Criteria

Applicants should meet the following criteria for hassle-free approval:

  • Age: 21 to 65 years at loan tenure end
  • Income: Stable income (salaried/self-employed)
  • Credit Score: Good repayment history
  • Documents: Valid property papers & approvals

Application Process

Fast, simple, and customer-friendly process:

1

Application Submission

Apply online or at a branch with basic details.

2

Document Verification

Submit KYC, income proofs, and property documents.

3

Property Valuation

Experts assess your property to finalize the eligible loan amount.

4

Loan Sanction & Disbursement

Funds are securely transferred to your account after approval.

Benefits of Loan Against Property

Access Large Funds

Borrow higher amounts with lower interest rates.

Long Tenure Options

Reduce EMI burden with flexible repayment plans.

Use Funds for Any Purpose

Business, education, medical, investment — all allowed.

Maintain Ownership

Your property remains yours while serving as collateral.

Financial Growth

Smart way to expand business and build financial stability.

Financial Flexibility & Growth

A Loan Against Property is a strategic tool that helps you meet urgent financial needs or business goals while retaining full ownership of your valuable asset.

Unlock the Value of Your Property

Achieve your financial goals today with our fast, secure, and flexible Loan Against Property solutions.

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